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Conventional Loans

Wide varity of conventional loans, ranging from low downpayment to no mortgage insurance.

FHA/USDA

Industry-leading government rates and pricing.

VA Loans

Loans for Veterans allowing Purchase of Refinance.

Jumbo Loans

A jumbo mortgage is a home loan with an amount more than $424,100.

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1% down on conventional loans

Clients pay 1%, Lender gifts 2%, up to $5,000
720+ FICO
DTI per DU findings
Expanded counties available with no AMI limits
Close in 30 days or less
Available with no monthly Mortgage Insurance


Industry Leading Loan Products

Up to 97% LTV
Purchases, Rate/Term Refinances, Cash Out Refinances.
First Time Home-buyers 
Adjustable Rate Mortgage (3/1, 5/1, 7/1, 10/1 ARM)
Single loan and 80-15 or 80-10 combo “piggyback” loan options available.

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Jumbo Mortgage Loans

5% Down Payment for owner occupied.
10% Down Payment for owner occupied.
15% Down Payment for second homes.
$3,000,000 maximum loan amount.
35% Down payment Investment Jumbo Mortgage Loans.
20% Down payment second home Florida Jumbo Condo Mortgage Loans.
10% Down payment Condo Jumbo Mortgage loans.
VA Jumbo Mortgage Loans.
Bank Statements as Income Jumbo Mortgage Loans.

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Loan requirements for getting a 10% down jumbo Florida Mortgage

6 to 18 months reserves required.
Minimum credit score of 680.
Maximum DTI 43%.
Purchases, Rate/Term Refinances, Cash Out Refinances.
First Time Home-buyers permitted.
Florida properties only, Existing single family homes and townhomes.
No prior foreclosure, short sale or bankruptcy last 4 years
The property must be a Primary residence for 95% financing.
Adjustable Rate Mortgage (3/1, 5/1, 7/1, 10/1 ARM) or fix rate 15, 20, 30-year terms with no PMI.
Single loan and 80-15 or 80-10 combo “piggyback” loan options available.

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